iGotITtoo means “I’ve got information technology, too.” The charity was founded in Brooklyn in 2007 around the idea that in today’s society, one which is largely dependent on technology, socioeconomic status creates a gap among people who have access to technology and the skills to utilize it, and those who do not. Technology has become an important tool used in education, and individuals or even schools and entire communities that do not have access to technology or proper education on how to use it can fall behind and miss opportunities for advancement.

Online Education

Founders of the charity, Santana Kenner and Claire Chiesa, first began their work by offering free computer classes to Brooklyn community members who expressed concern over their lack of technology education. Now, around thirty trained volunteers work with iGotITtoo. Each volunteer teaches two or three classes and labs per week at the charity’s three locations-Atlantic Terminal Community Center, Saratoga Village Community Center, and Lafayette Gardens Community Center.

Santana Kenner, CEO, said that technology can increase education as well as economic opportunities. iGotITtoo plans to expand to the entire city of New York in 2011, in attempt to provide computer access to all city communities and to stress the importance of technology education in the future.

Charity Aims to Increase Technology Education

Although social networking websites such as Facebook and Twitter were once considered distractions, many campus-based and online colleges are now realizing the importance of these platforms in the business sector. In fact, some schools even offer classroom-based or online courses that focus purely on ways to use these services to enhance a company’s marketing efforts.

Online Education

Social media can be used to reach a specific audience. Let’s say a company posts information about a product on Facebook. That post may generate online conversations and get passed along to other users. Therefore the company reaches more potential customers. Consequently, applicants who can boast the most up-to-date computer skills will undoubtedly provide an immediate asset to many companies, no matter what industry they represent.

Furthermore, some online degree programs are using similar Internet-based tools to help students connect with their professors and each other. Many online courses require students to be familiar with online education platforms, such as Blackboard, which are used to give degree candidates access to grades, course material and homework assignments.

Individuals who are able to use these services may be able to transfer their computer skills to the workforce, and prove to be remarkably valuable to potential employers. For example, online degree holders may have the capability to set up web-based meetings, lead online seminars or organize a project in a fully virtual format.

Graduates who have these skills will be ahead of the curve, as many companies are just beginning to move their business practices onto the Internet. Companies can use cloud computing and social media in daily operations. Cloud computing covers anything that involves a hosted service over the Internet. For example, a company can purchase a program that allows them to hold a web-based sales meeting. Their sales team can be scattered all over the country and still get together online.

In that vein, professionals who are looking to stay competitive may want to consider enrolling in online courses that can help them acquire these skills. Because many web-based classes enable students to complete their coursework on their own time, they may be ideal for individuals who are looking to stay competitive with highly qualified college graduates. In addition to enhancing their qualifications, these students will be able to ensure they do not stunt their professional growth.

The Future of Online Education is Now For Technology Driven Workplaces

As technology continues to be an integral part of the business practices of many companies, individuals who are able to stay abreast of emerging trends and useful technologies are likely to improve their career prospects. Online education is teaching students how to use these programs in their future professions. For those who are not already utilizing the Internet, taking online course programs is one way to gain the skills you need to find a job or keep the one you have.

1) Investment-Planning

Education Planing

It is done to increase your financial resources. Once you have enough money to take care of emergencies, you should start investing your money. It includes risk profiling, creation of investment portfolio, assets allocation, creation of wealth, periodical review and re balancing.

2) Tax-Planning

It is done to reduce tax liabilities. It includes: calculating your gross total income from all the heads of income, computing the total tax payable and then minimizing your tax by adopting certain tax saving schemes and a right mix of investment options.

3) Education-planning

It is done to arrange funds for higher education of self or the children.

4) Cash-flow-planning

It includes analyzing the present income and expenditure and then drawing a plan to maintain a regular flow of cash to meet daily expenses.

5) Business-Succession-planning

It includes systematic and affordable transfer of a closely held or a family business to the next generation.

6) Insurance-Planning

It is done to take care of the Dependants and financial losses

7) Children’s-future-planning

It is done to secure your child’s future by arranging funds for his higher education and marriage. It should be started as soon as your child is born. If we assume the inflation rate to be 5%, then the degree which cost RS 2.5 lacs today may cost RS 6.3 lacs after 17 years

Retirement-Planning

It is done to secure your life after retirement by arranging funds for your post retirements needs and maintaining your living standard. Generally people are not concerned about there retirement at an early stage of there career. But in order to meet future expenses and maintain the same living standard, it is advisable to start planning as soon as you reach the age of 25.

Interactive Whiteboards Lessons – Parts Of Financial Planning

Interactive Whiteboards Lessons: Parts of financial Planning

There are some students who are interested in doing wedding management course either for their own wedding or to go into this profession but the commitment of job or any other reason makes it difficult to join an institution for the course. Online wedding planning courses are the ray of hope for them; they can avail this opportunity to achieve their goal and become a successful wedding planner through online wedding management and planning course. Online wedding management and planning diplomas and courses give the students facility of learning at home; students can take their classes or lectures easily at home without disturbing their other commitments; people who are already working somewhere can learn the professional skills in their free time. Online wedding management courses solve the problems of transportation and provide all the information and etiquettes online. Though online courses allow students to take the classes at home but, students may be required to be online at specific timings for web conferencing, submitting assignments, instructor student communication or interaction with other students.

Education Planing

As this course is online course so students need to have a computer in their home; they should be technical enough to handle the computer as there could be video demonstrations or lectures in the course.

There is a vast range of courses regarding wedding planning courses are available online for the students. You can get the information by reading this.

· Beginning wedding planning course.

· Wedding consultant course.

· Certified wedding planner’s course.

· Planning the wedding ceremony course.

You can get your course online if you are engaged with some commitment like job, kids or other studies. You can get all the education at home; only for taking specific tests or practical presentation you would need to come to the institution which I think can be managed for once or twice. After you get certified by the institution, you can bloom your business or job.

Online Wedding Planning Courses

For more information on Wedding Planning Certification visit tisoh.com

While handling finances for families, most professional financial planners would provide certain basic tips to their clients. Such useful guidelines for effective financial planning for family include the following:

Education Planing

o Proper finances managing require that families do not spend too much on rather unnecessary, luxury items. Rather, focus should mainly be on buying the necessary items,

o For successful planning, individuals need to have specific targets and goals, regarding the rates of return or savings they (s)he wishes to achieve from the finance markets. Such financial targets, however, need also be realistic, so that they remain achievable, providing the desirable benefits to families at the same time,

o A family need to be prepared at all times for an emergency situation. Unnecessary expenses can be cut down , provided the necessary prior financial arrangements are in place,

o There are several tax benefits and incentives that are offered from time to time by the authorities. Taxpayers can avail of these benefits effectively,

o People should have an eye on the future while managing the finances for their families. Probable changes in the economic scenario should be kept under consideration too,

o Retirement planning and estate planning are two of the most important components of financial planning for family. There generally exists a trade-off between the two as well. Retirement planning requires individuals to store away a portion of their income in view of their impending retirement. This brings the money currently available for spending on new estates. Hence, a proper balance between these two components need to be achieved,

o For effective finances managing, families need to identify the main crisis situations that they might be faced with. The major crisis situations for a family include pay cuts, loss of jobs, health-related problems, divorce, or even natural disasters. A proper strategy to guard against the impact of such scenarios should be present.

Handling family finances in a wise, informed manner can prove to be a tricky affair. Hence, it is imperative that people take into account all aspects of planning, and, if necessary, hire the services of a professional financial advisor.

Family Financial Planning

Are you looking for a financial professional, but not sure how to choose one? If you don’t have the time to conduct thorough research about family financial planners, fill out a short form and let our advisors contact you. Our experienced consultants will send you the names of planners who are qualified and willing to help.

This is even more important to parents of children with disabling impairments particularly for children with developmental disabilities. With the likelihood of long term care being a concern, planning for the child’s financial health is as important as their physical health.

Education Planing

A recent survey of parents of disabled children showed that the vast majority of them did not know where to seek financial advice, and those that did asked advice from their child’s Pediatrician.

While asking medical advice from the doctor is always advisable, seeking information about financial matters from the same source may not be. While they may be knowledgeable in the area of finance, it is not their area of expertise.

Basic, sound financial advice from a financial planner, insurance professional or CPA would be the place to begin. Having a solid foundation with a savings plan and plans for the future needs of the child are paramount. If, for example, the child will need ongoing care in a facility or day care, a fund to provide that should be explored.

Adequate health insurance coverage is also an area that should be looked into, whether by private insurance, Medicare or Medicaid. The need to be certain that the child has medical coverage will be of ongoing importance, particularly where the impairment is physically debilitating.

Proper amounts of life insurance would need to be part of a program for both parents, particularly since the loss of either one could cause a devastating loss in the emotional, physical and economic condition of the family.

Special Needs Trusts can be structured by an attorney to allow for future income and protection needs of the future of the disabled child are taken into account and that financial decisions are made for the benefit of the child. These can be very effective in situations where a substantial gift of cash is about to be made from a relative or other person that may cause the beneficiary to lose SSI or Medicaid benefits

As with all needs, a financial professional who specializes in these areas needs to be consulted to make certain that all areas are sufficiently addressed.

Financial Planning For Disabled Children

Adrian Powell, Fraternal Insurance Counsellor, is the founder of Advanced Planning, Pensions & Financial Advice. He has written articles on Christianity, finance, business and investing for the Columbus Dispatch, Columbus Post, The Call & Post, Purpose Magazine, Urban Trendsetters and http://www.yournewscolumbus.com.

He is a member of the Society of Financial Services Professionals and National Association of Insurance and Financial Advisors. He was the chairman of the Public Relations Committee for the Columbus Society of Financial Services Professionals and serves on the diversity committee of the Columbus Area Red Cross. His e-mail address is adrian4yourmoney@gmail.com. His website is http://www.advancedplanningfinancialadvice.com.

However, planning does not work for everyone. It will only work for you if you follow it and you planned it realistically. Certain amount of dedication is important and you should not overload yourself with too many activities.

Education Planing

You must be able to finish your revision or whatever you have planned comfortably. There is no point in planning to cover 10 chapters in a day when all you can cover (properly) is 2 chapters. Realistic planning also allows you to see how many days you need to take to study all your subjects.

You must also not forget to plan recreations and rewards as an incentive to finish a piece of work. You may go for a 1 hour computer games break or take some time to skate at a neighbourhood park. Some people like to go for a walk to rejuvenate themselves.

Below is a sample timetable:

0700-0800 – Wake up blablabla

0800-1000 – Chemistry 2005 O level Paper

1000-1030 – Watch Anime (Bleach)

1030-1200 – Going through Chemistry answers and correcting key concepts

1200-1300 – Lunch

1300-1500 – A Maths 2005 O level Paper

1500-1600 – Relax + Bathe

1600-1800 – Going through paper + Ask friends + Do corrections

1800-1900 – Dinner

1900-2100 – Read physics and do questions at the back of book

2100-2300 – TV

Of course, you have to write down what exactly you want to do. For example, in 1900-2100, read physics is very general. Perhaps you could write (Springs and Masses) to narrow it down.

Personally, I do not like this form of planning. Normally I plan what I want to do daily and I finish it. I plan for about 1.5 months before the examinations so that I can comfortably finish all topics and understand them well. If you are highly efficient, you may do up to 3 papers a day.

Study Tips – Daily Timetable Planning

This article is written by Kenneth Tang, Founder of NextTutor,
a tuition-related website in Singapore. We provide free searchable database of tutors and assignments.

Share tuition related articles with me!

A lot of people take business transition decisions only when they are faced with an irrecoverable problem such as the diagnosis of a chronic disease. At such a time, the question of who will take over their business hits them hard in the face and they end up taking a lot of wrong decisions.

Education Planing

Your business is extremely important to you. You have nurtured it and grown it and now it is important to you that someone in your family takes it over when you are no more. However, it is important also that you should make the transition process easier for them.

You have to decide whom you want to give your business to. If you will have several survivors this is a crucial decision to make. If you were to leave abruptly without nominating someone as the future owner of your business, you may leave them bickering and quarreling for their share in what each one of them thinks is rightfully theirs.

Another thing that you have to do is to leave the person you have nominated enough liquidity so that they can run the business. Good business transition planning makes sure of that. It shouldn’t happen that this person has to take out a loan to run the business, which eventually proves unprofitable to them and they sell it outside the family.

So, when there is still time, you need to get in touch with a business transition attorney and tell them of your planning. Let them know how you want things to continue when you won’t be around anymore and you may be able to rest in peace in quite a literal sense.

Business Transition Planning – How to Retain the Business Within the Family

If you’d like more information about executive coaching, business transition and group coaching, download your free guide Organizational Transition and Culture Organizational Transition and Culture Guide

Jodi and Mike specialize in executive coaching and business transition with a focus on organizational culture. http://lighthouse-leadership.com

Borrow wisely and repay conscientiously

Education Planing

Borrow only what you need. Remember you can always take a smaller loan than what the lenders have to offer.

o Before borrowing, prepare an estimate of a year’s expenses for college

o A good approximation is that your education loan payment should not exceed 8-10% of your post-college anticipated income.

o If possible, shell out the accruing interest on your unsubsidized federal loans and private loans while you’re still in school.

o Be punctual with repayment! When you pay your education loans on time, you avoid late fees, protect your credit history, and prevent yourself from defaulting on your loan.

Prepare a budget

Budgeting is the foremost step to good money management.

o Set goals. Plan for expenses, like buying a car, in your budget.

o Create a “spending diary” to track every purchase you make.

o Always keep a note of income (what you earn) versus expenses (what you spend).

o Cut costs whenever possible. Buy used textbooks, cook at home rather than eat out, shop at sales, and use public transportation. A penny saved…

Avoid defaulting

Here are a few tips to keep you out of the red:

o Graduate. A college degree translates to a higher paying job and makes loan repayment much simpler.

o Inform your lender if you realize you can’t make a payment, and discuss your options.

o Clear other debts during the period after you leave school and before your first student loan payment is due.

o Make extra payments. You not only reduce your loan balance quicker, but also reduce the amount of interest you’ll have to pay.

Education Loan

Education Loan

Social planning is not synonymous to governmental planning because it is a broad term which is relevant for numerous kinds of planning. Almost every form of planning, whether it is education planning, health planning, business planning or science planning, all have clear and definite social characteristics. For this reason, a social planner can have different academic backgrounds: sociologist, economist, business administration, public administration, etc.

Education Planing

What is social planning? Planning can be seen as a process in which a definite number of steps in time are undertaken which will result in a strategy necessary to cope with a certain problem. Take, for instance, a housewife who wants to cook her family a nice dinner. She will first decide what sort of meal she will prepare. She will make a list of the necessary ingredients and she will go to the nearest supermarket and buy these ingredients. Back home she will cook the meal which will be ready around dinner time. Her family can enjoy a warm home cooked meal made with fresh ingredients. This is all the result of planning albeit a simple form of planning.

Unfortunately, the social reality in which we live in is a lot more complex and confusing. So, to solve all those complex problems, the planner has developed numerous techniques and methods of planning. In general, all planners tend to agree that there are two kinds of planning. The first type of planning is called substantial planning. This form of planning is connected with highly specialized planning in a certain sector or area. For instance education planning, spatial planning, business planning, etc. are forms of substantial planning. The second type of planning is procedural planning. This type of planning is concerned with general characteristics of the planning process. The central question of this form of planning is: how can I shape a planning process? This article is about the latter form of planning rather than a specialized method of application of planning. A logical consequence of procedural planning is that planning must be seen as a process. And this process is a process of analysis, anticipation, design, action, and application.

Planning as a ‘learning process’

Planning is not an activity which can be seen as a process which is uncontroversial. The science of planning is still growing and the concept of planning is numerous. Every planner has his own way of looking at planning and this has resulted in a ‘jungle’ of planning definitions and concepts. Fortunately, this fact has given a strong impulse to the growth of the science of planning. In the beginning, planning was solely a technical and industrial engagement. But recently planners realized that planning should be seen as a social activity. For this reason, sociologists developed a strong interest in the systematic analysis of planning. A significant consequence of this approach of planning is that the learning aspects of planning have been recognized. So, the concept of planning as a ‘learning process’ can be seen as the most recent approach of planning. This form of planning has integrated certain aspects from the system theories, cybernetics, and the communication and social theories.

A major characteristic of the system theories is that the social reality is seen as a system which consists of subsystems. If we know that the reality consists of subsystems, then it is possible to make models. Models actually mirror the reality which consists of subsystems. Take, for instance, a mouse who is trying to escape from the claws of a cat. The mouse itself has a dynamic system; it is possible for the mouse to constantly change its system. In order to escape from the cat, the mouse can run into various directions which, in turn, depend on its sight, smell, and hearing capacities. So, the mouse possesses a dynamic system. For planning, however, a dynamic system is not enough because the social reality is also changing constantly. The consequence of the changing social reality is that our analysis of the situation is easily outdated and irrelevant.

There are two strategies to cope with this problem: using forecasting techniques which can be incorporated in the planning process and/or the incorporation of feedback mechanisms in the planning process. The latter strategy is actually an aspect which has been derived from cybernetics. So, it can be stated that planning is a learning process since new ideas, changes in the reality, and experience are all incorporated in the planning system by feed-back mechanisms. It is actually information (the learning aspects of planning) which is incorporated in the planning process; without information we cannot function properly.

There is one final aspect which must be incorporated in the planning system: participation. It is actually an aspect of the communication and social theories. Planning is usually not an individualistic activity, especially when the problem to be solved is complex and when a lot of people are involved. So, participation of others in the planning process is very important since it is essential to make a good and successful plan rather than an unrealistic plan.

Planning as a decision-making process

In most cases, planning is highly related to decision making. Decisions are constantly being made in reality without any difficulties at all. Decisions can be made by simple intuitions, but it can also be made by a deeper analysis of a problem. An example of an intuitive decision: which hand do I use writing a paper or what is the best position for me to get into sleep in bed at night, etc. This kind of decision making happens automatically; there is no need for a deeper analysis. The planner, however, is not a person who believes that all his problems can be solved with intuitions. If this is the case, a dangerous situation might arise for the planner himself or for the people who are affected by his plans. A sensible social planner realizes that the social reality is a complex reality. For this reason, the social planner will base his plans on rational analysis. It must be mentioned that a social planner is also a human being who is not perfect.

Planning is about decision making. In turn, decision making is based on analysis; this means that a certain part of the reality must be subdivided into a certain number of parts. These parts can be analyzed which means that all the consequences of all the problem-solving alternatives must be screened. However, it is impossible to make a complete analysis of the entire reality which is too complex in nature.

Usually, there is not enough time, money, and intellectual capabilities to solve a social problem in a total manner. This does not mean that that an incomplete analysis is useless because it will clarify the problem a lot more and there is no doubt about the usefulness of an incomplete analysis. In order to clarify this, an illustration can be given. Imagine there are two alternative plans available and it is absolutely necessary that one option is chosen. In addition, it is known that the results of plan A are less satisfying than the results of plan B. The chances that plan B will succeed is only 40%. But it is also known that in case plan B is successful, then the results at the end is much better than the results of plan A. Which plan do you have to choose? The following calculations will provide more clarity. Suppose the success of plan B will be given the value of 1 and the failure of plan A will be given the value 0. In case plan A succeeds, a value of 0.7 can be given, but if plan B fails, a value of 0.2 can be given. The expected value for choosing plan A can now be calculated:

(0.8 x 0.7) + (0.2 x 0.0) = 0.56

For choosing plan B, the calculation is:

(0.4 x 1.0) + (0.6 x 0.2) + 0.52

So, in this case plan A should be the obvious choice.

Planning, forecasting, and policy making

It was already mentioned that the process of planning includes anticipation. This process of anticipation or forecasting is actually the process of predicting the future. Planning and forecasting cannot be separated from each other, but cannot be separated from the process of policy making. The process of policy making can be defined as the search for certain means in order to reach an acceptable goal in the future. In other words, problems we have today must be eliminated in the future and it is our task to find means to achieve this goal. Planning in this case must be seen as a supporting factor of policy making consisting of the following processes: preparation, consideration, decision, execution, evaluation, and feedback. The relationship between planning, forecasting, and policy making is useful because governments, politicians and policy makers need all these instruments.

Social Planning

My name is Martin Hahn Ph.D. and I am an industrial sociologist with more than 20 years experience in teaching, management consulting, and corporate training. All requests will be handled professionally and your planning problem will be handled in strict confidence. For more info and purchase my e-book, please visit: http://martinimhahn.com.